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    How to Buy Kitten Insurance

    Articlegeneral cat adviceThursday 07 April 2011
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    When you buy a cat, one of your first priorities needs to be pet cat insurance. For any responsible cat owner, the cat’s health should be a top priority, and having the back-up of insurance should your cat suffer from a serious injury could be the best investment that you’ll ever make.

    Learn more about how to choose pet cat insurance when you buy kittens in the guide below.

     

    Pet Cat Insurance and Cat Health Considerations


    1.    First of all, it’s worth bearing in mind that pet cat insurance policies can vary – so you’ll need to do plenty of research in order to find the right quote. The cheapest policy may not be the best policy when it comes to safeguarding cat health and having the financial cover in place should your cat fall ill.

    2.    Deciding against taking out pet cat insurance can come with plenty of risks. When you buy a cat that’s fit and healthy you may wonder if the extra costs of insurance are worthwhile, but it’s worth bearing in mind that almost one in three of all UK pets will require veterinary treatment in any one year.

    3.    The age of your cat will often be the most decisive factor in terms of the insurance choices that you will be offered. Invariably, as a cat gets older, veterinary trips will become far more common, and this can see the cost of insurance rise. Some elderly cats may sadly be uninsurable. However, if you’re looking to buy kittens, your options in terms of insurance will be far more
    open.

    4.    Owners of pedigree cats should be advised that insurance costs for these particular cats will be higher than ‘common’ breeds. Therefore, you’ll need to think about this carefully before you buy a cat – although insurance policies in relation to individual breeds can differ from company to company.

    5.    Finally, never agree to an insurance deal without reading the small print. It’s essential to know exactly where you stand when it comes to taking out insurance in terms of the cover offered and the monthly costs. Some companies will offer a full coverage plan, others may operate slightly differently – do as much research as possible before entering into any agreement. And always watch out for exclusions and clauses – they could become a source of great frustration later down the line when cat health issues rise to the fore.



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